Over the last couple of months, I've found myself listening more and more to this radio show, 'The Dave Ramsey Show'. I started picking it up on XM Radio, but more recently have canceled the XM subscription and listen to him on the web.
Dave has helped me come to a real awakening, regarding my financial situation. He talks about money, but not in the typical 'stock talk radio' style. This is about my money, your money. Personal finance. The advice he gives is so simple, when you hear it, it's like, 'Duh!'. But wait... If it's that simple, why is it so many people don't follow it. For example... His answer on how to get out of debt and even build wealth is to "live on less than you earn." Simple, yes? But most people don't do it.
Following his program, I already feel like I am much more in control of my money, and my life. I have a plan, and a goal. Everything is done in baby steps, so the plan is easy to follow. Hey, if Dave can get a spender like me (who ALWAYS has to have the latest and most expensive toys) to cut back, get on a budget, and have a plan for what I'm doing with my money and my life, he can do it for anyone.
You can listen to his radio show live from his website by clicking the 'Listen Now' button on the top right hand corner of the front page. Then click on either the windows media link if it's between 1-4pm CST, or on the 'archives' link outside of those hours. You'll find archives of his most recent shows available to listen to 24 hours a day.
Dave's way (Live life debt free, spending only what you can afford to spend, not borrowing money for anything, not even a car loan) may sound crazy, but if your way hasn't been working, what have you got to lose by trying it his way for a while?
www.daveramsey.com - Dave Ramsey - Beat Debt... Build Wealth